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Istilah Berbahasa Inggris di Bank Syariah

Istilah Berbahasa Inggris di Bank Syariah


Istilah dalam Perbankan Syariah dengan Penjelasan Bahasa Inggris

Wadiah Contract: A contract between the owner of the goods (the money) and the custodian for safekeeping.

Mudharaba Contract: A contract between a capital provider and an entrepreneur or a fund manager, whereby the entrepreneur or fund manager can mobilize the funds of the former for its business activity within the Sharia guidelines. Profits made are shared between the parties according to a mutually agreed ratio.

Musharaka Contract: A contract between two parties whereby both parties provide capital and both may be active in managing the venture. Losses are shared on the basis of how much capital has been contributed. Profits are shared in any way the partners decide.

Murabaha Contract: The sale of goods at a price, which includes a profit margin agreed to by both parties. The purchase and selling price, other costs, and the profit margin must be clearly stated by the seller at the time of the sale agreement. 

Salam Contract: A contract in which the seller undertakes to supply some specific goods to the buyer on a future date at a mutually agreed price fully paid at the time of contract.

Istishna’ Contract: A contract in which the seller undertakes to supply some specific goods to the buyer on a future date at a mutually agreed price and method of payment.

Ijara Contract: The selling of benefit or use or service for a fixed price or wage.

Qardh Contract: A loan in which the debtor is only required to repay the amount borrowed

Equivalent rate of return/profit sharing/fee/bonus: Indicative rate of return from Placement of Funds or Source of Funds of the reporting bank.

Silahkan kunjungi link berikut untuk penjelasan istilah tersebut dalam Bahasa Indonesia. Selain itu, Anda dapat mengenal singkatan yang sering dijumpai dalam perbankan syariah.

Istilah Umum di Perbankan Syariah
Singkatan di Bank Syariah yang Sering Digunakan
Daftar Singkatan di Bank Syariah-Bahasa Inggris



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